If you have been involved in a car accident, and you have been injured, your first inclination might be to pursue coverage for your medical bills and lost wages through the at-fault party's insurance company.
Unfortunately, not all drivers on the road maintain insurance coverage responsibly. This is especially true in cases of hit-and-run accidents, where the at-fault party has fled the scene and you have no way of tracking him or her down.
If the individual who caused your injury is an uninsured or underinsured motorist, there are other options for recovering the compensation you need to get the medical care and financial assistance you deserve.
At the Law Office of Richard Gallone, P.C., we work with personal injury victims throughout Rhode Island and Massachusetts. When our clients come to us after being involved in an accident caused by someone with no insurance or limited insurance, we help them pursue maximum compensation through all applicable auto insurance policies that have uninsured motorist (UM) or underinsured motorist (UIM) coverage.
Remember that insurance companies are primarily concerned with maximizing their own profits. This means that whether you are an insurance company's direct policyholder, or you are making a claim against an at-fault party's insurance company, its job is to limit the amount of money paid out in claims.
With more than 30 years of experience as a personal injury lawyer, a portion of which was spent in insurance defense, attorney Richard Gallone knows firsthand how insurance companies will undervalue claims, delay compensation and otherwise settle with claimants for less than what they deserve.
When you contact us for a free initial consultation, we will help you understand your options and walk you through the process so you can evaluate the best path for you and your loved ones.
Personal injury cases are handled on a contingent fee basis. This means you pay no legal fees or costs until we win your case and recover compensation for your injury claim. There is no risk associated with simply having your questions answered.
Reach us online or by telephone (401) 737-0500 at our office in Warwick, Rhode Island, for more information.